Sometimes I have dessert first. Why?

Because life is short and retirement is not sitting around waiting for you to finish your vegetables.
I am Keith, your Retirement Relocation Strategist, your Next Best Place sherpa, your professional BS detector, and the very tall guy who has officially had it with all the sugarcoated retirement nonsense floating around out there.

If you came here looking for soft lighting and brochure smiles with couples pretending they are not melting into the pavement in mid August Florida, you took a wrong turn.
Here at Retirement Life USA, we talk about real retirement. The good. The bad. The ugly. And the stuff no one warns you about until you are already knee deep in HOA fines and wondering why your insurance premium looks like a ransom note.

What You Get Here

This site is built for retirees and almost retirees who want to know before they go. None of that wishful thinking where you move somewhere because a magazine said it was charming and then find out the nearest specialist is three counties away and named Gus.

Here we dig into the facts that actually determine whether your retirement works or turns into an unplanned comedy special.

Cost of living by state and city so you do not torch your budget

Taxes that matter for retirees including income tax, property tax, sales tax, and the sneaky ones

Housing trends and real estate realities across the USA

Healthcare access, wait times, specialists and why your zip code affects everything

Crime, climate, insurance, natural disasters, and all the traps buried under a palm tree or mountain view.

And because talk is cheap, I help you actually do this with my Next Best Place Relocation Deep Dive. It is a personalized step by step roadmap that locks in your ideal retirement location using real data and practical lifestyle criteria. When you are ready to make the move, I tap into my national network of more than 140,000 vetted real estate agents to connect you with the right pro.

Books, Tools and All the Fun Extras

I write books that strip out the nonsense and tell the truth about retirement planning. Titles like Where the Hell Should I Retire and Retirement Myths That Cost You Money help you dodge mistakes that drain wallets, sanity and joy.

You will find free tools, guides, interactive worksheets and plenty of my smart ass commentary because information should not be boring. Your retirement plan should not make you want to lie down on the interstate.

Inside The Encore

If you want a place where we have real retirement conversations without the filters, join The Encore. It is my private community where we meet every week for live members only sessions.
We talk about the biggest relocation questions, the hottest new retirement towns, the traps that are blowing up in real time and the behind the scenes stuff I cannot always unload on YouTube.
It is relaxed, honest, interactive and you actually get to ask your questions and get answers on the spot. No fluff. No scripts. No pretending.

Subscribe and Stick Around

Hit subscribe. Join the tribe. Get the truth before life sneaks up with another surprise fee.

Whether you are planning your move, downsizing, escaping the cold or trying to figure out why your dream town now costs more than a beachfront wedding, I have got you covered.

Welcome to Retirement Life USA. The place where you finally get the straight answer.